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UnboundSIP
Unbound SIP Suite

Retirement Blueprint Studio

Shape your accumulation, retirement income, and sustainability plan in one place with tools that feel closer to an advisory worksheet than a generic calculator.

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SIP Parameters

Initial Investment (Lump Sum)₹0
Monthly Investment₹10.0K
Expected Annual Return12.0%
Investment Duration20 yrs
Annual Step-Up (%)0%
Expected Inflation (%)6%

Investment Summary

Total Invested

₹24.00 L

Estimated Returns

₹75.91 L

Maturity Corpus (Nominal)

₹99.91 L

Final amount in future currency value

Inflation Adjusted (Real Value)

₹31.15 L

Purchasing power in today's terms

Post-Tax Estimation

₹90.58 L

Estimated after 12.5% LTCG tax

Wealth Multiple

4.16x

Return on investment multiple

Real Growth Rate

6.0%

Return above inflation

Wealth Growth Visualization

Total Corpus Invested Capital
YearInvestedReturnsCorpus
Year 1₹1.20 L+₹8.1K₹1.28 L
Year 2₹2.40 L+₹32.4K₹2.72 L
Year 3₹3.60 L+₹75.1K₹4.35 L
Year 4₹4.80 L+₹1.38 L₹6.18 L
Year 5₹6.00 L+₹2.25 L₹8.25 L
Year 6₹7.20 L+₹3.38 L₹10.58 L
Year 7₹8.40 L+₹4.80 L₹13.20 L
Year 8₹9.60 L+₹6.55 L₹16.15 L
Year 9₹10.80 L+₹8.68 L₹19.48 L
Year 10₹12.00 L+₹11.23 L₹23.23 L
Year 11₹13.20 L+₹14.26 L₹27.46 L
Year 12₹14.40 L+₹17.83 L₹32.23 L
Year 13₹15.60 L+₹21.99 L₹37.59 L
Year 14₹16.80 L+₹26.84 L₹43.64 L
Year 15₹18.00 L+₹32.46 L₹50.46 L
Year 16₹19.20 L+₹38.94 L₹58.14 L
Year 17₹20.40 L+₹46.39 L₹66.79 L
Year 18₹21.60 L+₹54.94 L₹76.54 L
Year 19₹22.80 L+₹64.73 L₹87.53 L
Year 20₹24.00 L+₹75.91 L₹99.91 L