Retirement planning that feels like a blueprint, not a spreadsheet.
Unbound SIP v2 brings age-based retirement planning, saved scenarios, shareable calculator links, and a calmer advisory-style interface to SIP and SWP modeling.
What's New in v2
Planning
Age-based retirement blueprint
Start from your current age, retirement age, life expectancy, and monthly expenses today to derive a realistic retirement income target.
Workflow
Saved scenarios and shareable plans
Save multiple SIP, SWP, and lifecycle plans in-browser and share a working model with one link.
Design
Premium planner interface
A cleaner visual system, calmer finance palette, stronger hierarchy, and a more guided retirement-planning experience.
Core Tracks
One product, three planning lenses.
Use each calculator independently or connect them into a retirement story that starts with saving and ends with sustainable income.
Model disciplined accumulation with step-up investing, inflation awareness, and clear wealth-growth reporting.
Test retirement income sustainability, payout pressure, and remaining corpus behavior under different withdrawal plans.
Connect accumulation and withdrawal in a single lifecycle model and understand what monthly SIP is needed for your target lifestyle.
v2 Snapshot
Built for clearer retirement conversations.
The new version is designed to feel closer to an advisor worksheet than a generic finance widget. It helps users move from isolated numbers to a coherent planning narrative.
Scenario memory
Draft inputs persist automatically, and named scenarios make it easier to compare retirement possibilities over time.
Link-ready collaboration
Share exact SIP, SWP, or lifecycle plans through a URL so the same setup opens instantly for someone else.
Age-led retirement mode
Plan from real life inputs like current age, retirement age, and expenses today instead of only abstract monthly targets.
Why It Matters
From isolated math to lifecycle planning
Users can now understand how savings years, retirement years, inflation, and target withdrawals fit together in a single view.
From one-off sessions to reusable plans
Scenario memory and share links reduce friction for repeat planning, demos, advisor conversations, and collaborative reviews.
From calculator UI to product experience
The new design system gives the product a calmer and more trustworthy finance identity without making the interface heavier or harder to use.
Launch v2
Open the calculator and try the new retirement blueprint flow.
v2 is live with saved scenarios, shareable plans, age-based retirement inputs, and the refreshed planner experience.
Unbound SIP is an informational planning tool. It does not open investment accounts, recommend specific funds, or promise investment outcomes. Real results depend on market performance, taxes, fees, and personal circumstances.